Showing posts with label finance. Show all posts
Showing posts with label finance. Show all posts

Sunday, December 6, 2009

How to Do Effective Direct Sales Marketing

Networking is undoubtedly a very brilliant way to easily grow your business to several heights. No matter whatever business you would do and whatever product you would sell, it's all the way you market your product, which rightly determines your profit and turnover. So what is the secret of easy growth without much struggle in business? It is simply the direct sales marketing, which makes the real twist and turn in any business.

You must first build your contacts in a better way that people would find it easy to find you. There are several ways to achieve this. Make sure that the contacts that you build are similar to your business so that you do not store unnecessary contacts, which would make you lose the track as such.

Direct sales and marketing also ensures that you are directly visible among the crowd and you do not have to struggle much to get noticed. This anyway determines your visibility, which would help your clients find you soon and easy. There are also some other ways of implementing direct sales and marketing in a much larger scale. One of the advanced ways of doing it is to make use of the internet to find the ways to market yourself.

There are several websites, which can put advertisements for you flashing every time an user logs into the website. As there are millions and millions of users making use of the internet each day, you would probably have a very bright chance of being easily noticed and recognized with this mode of direct sales marketing.

Direct sales and marketing can apply for several modes of businesses starting from private companies to home-based business. In any case, direct sales and marketing plays and wonderful and an important role as people always like to see what and from whom they get products directly. This is also a way of making people believe and rely on the company completely without an element of suspicion or doubt.

Social networking would certainly be a bigger part in any sort of direct sales marketing. You would be easily able to meet the entrepreneurs of your kind in several states and countries and share with them your experiences and knowledge. With the advent of computer technologies and internet, it has become certainly very easy for anyone to share anything at anytime without much hassle or any kind of difficulty as such.

Direct sales marketing can even happen online with the use of emerging social networking websites which dedicatedly maintain a community of your choice, taste and niche wherein you can find people who have the requirements that would exactly match with yours. This would make your direct sales marketing job easy and a simple cake walk. So all you need to do is to brilliantly choose the right option of making your direct sales marketing completely effective and hassle-free. In this way, you would simply be able to achieve what you desire in a very few milestones.

The Right Way To Find Growth And Value Stocks

Looking for growth and value in your stock picks is a winning combination. Especially now, since growth rates have been subdued and valuations are getting increasingly higher. And while there are still plenty of them around, it's getting harder to find stocks that fit squarely into both categories.

First off, Growth Investors focus on companies with great earnings growth, which makes sense since earnings drive prices. But nobody wants to overpay for good growth.

Value Investors focus on low valuation metrics, such as low P/Es for example. But many companies have low P/Es because they don't have any real growth. They lack earnings power. People aren't willing to pay up for these stocks because there's nothing to pay up for.

But looking for both growth and value is a great combination and helps alleviate the pitfalls of having one but not the other. But I believe there is a right way and a wrong way to find both growth and value stocks.

What I mean is this:
Most will start off with either one or the other. For example, one might look for stocks with the biggest growth rates first, and then narrow down to those with the smallest P/E ratios.

But if the biggest growth rate stocks all had high P/E ratios (let's say in excess of 20 or more), are you really finding the best of the value stocks? The answer is no.

There’s a similar situation if you screen for the lowest P/E ratios first, and then narrow that list to the ones with the biggest growth rates. If the lowest P/E stocks all had sub-par growth rates, you'd only be selecting the best of the sub-par growth stocks and not really getting both the growth and value you were looking for.

You can also plug in classical metrics like P/E under 20 and growth rates over 20. But you'll have a ton of stocks filling up that list and you'll be digging thru a ton of average stocks, not the best of each category.

So how does one find these stocks the right way? I do it by using a uniform ranking on both categories. And that's the focus of this week's screen. It focuses on companies with the highest growth rates AND the lowest P/E ratios ALL AT THE SAME TIME. Let me explain.

The screen starts off by looking at:
* Companies with one year Projected Growth Rates to be in the top 20 percentile of all companies.
(Using a Uniform Rank of 1-99 (99 being the best growth rates), I screened for stocks ranked 80 or better, meaning better than 80% of all the other companies out their in terms of growth rates.)
* Companies that also happened to have the lowest forward (F1) P/Es – lower than 80% of all other companies.
(Again, using a Uniform Rank of 1-99 (this time 99 having the lowest P/Es), I screened for stocks ranked 80 or better, meaning companies with P/Es lower that 80% of all the other companies out there.)
* They all have to have a Zacks #2 Rank or less.
(Meaning no 'Sells' or 'Strong Sells' allowed.)
* And this was all applied to stocks trading at or above $5, with average daily trading volumes of 100,000 shares or more.

So with this screen, we're not starting with one and then looking for the other. The order of the above parameters is irrelevant. If I switched it around, I would get the same stocks. Essentially, I'm demanding that the companies have BOTH growth rates AND valuations in the 80th percentile, i.e., better than 80% of all the other stocks out there. And better on each category. This screen also comes pre-loaded with the Research Wizard and it's called sow_growth and value. Each one of these stocks (and all of the stocks on the entire list), have market-beating growth rates with below market P/E values. A great combination.

Below are 4 stocks that made it thru this week's screen:
DB - Analyst Report Deutsche Bank
NEU - Snapshot Report Newmarket Corp.
SBS - Analyst Report Companhia De Saneamento
SEPR - Analyst Report Sepracor, Inc.

Disclosure: Officers, directors and/or employees of Zacks Investment Research may own or have sold short securities and/or hold long and/or short positions in options that are mentioned in this material. An affiliated investment advisory firm may own or have sold short securities and/or hold long and/or short positions in options that are mentioned in this material.

Tuesday, September 29, 2009

How To Finance Investment Property

There are many people who failed in real estate investing. Reasons could be, they don't know what they got in, or they just don't ask for management consultancy services that can surely help them when it comes to the problem of investing. Before you pierce through a delicate deal, you should know first its nature. You should be able to answer the basic question “How to finance investment property?”

Though the idea of investment property is a lucrative step to make money, the idea is not as plain as it is. Taking time to know what finance is, what's the meaning of investment, and what is property. Putting them all together would be a tougher job.

Investing means putting your money into something that will bring you profit. But always remember that to invest in a property is not that easy. There are chances that you will go slump. Everything depends on your investment strategy. Smart investments are found by observing closely on what type of property, location of property, demand for property and calculated return on the asset. Details of your potential property investment are important. A smart investment deserves a smart finance. And so, to make your research about financing investment property, consider these following tip/pointers:

1.Analyze the Potential Return of your investment properties. Take time to consider he rental properties income and the expenses you will have to overdo in operating them. Research how music is charged with the rental for similar properties in the area. Create account for expenses like management fees, property maintenance, taxes, home owner's association fees and others.

2.To finance the investment property, check a seller financing contract. With a realtor, discuss how to find out property owners offering financing. Finance support is offered by the builder if its a new construction. If it is a pre owned home, it is the seller. You will be able to secure advantage financing terms, depending on the seller.

3.Find private property investors to finance you on your investment properties. You can run to individual investors who come together to pool money to finance investment property. They earn money, just the same with what a bank earns in the form of interest rates. Ask a realtor or find private property investor online.

4.You can also try banks and credit unions to finance investment and rental properties. They are more strict and decent in their guidelines. However, they provide investment to possible applicants depending on buyer's worthiness. Collect your personal financial document together. Grab a copy of your credit report and get personal income and expense figure.

5. Hire a lawyer that can help you on your real estate investment. This is important especially if you are going to use a Seller Financing or a Private Property Investors contract. He/she can provide counseling for special legal clauses included in these financing agreements.

6. Know how long will you be investing in a property. You must have fixed idea of how long will you be committed in financing your investment property. Te longer you plan to own the property, the longer time you need to invest in maintenance, repair and improvement.

7. You should avoid overpaying. Remember that you earn profit in investment property when you buy and not selling property.